Having a mild panic because you’re self-employed and want to buy a home? Well we’ve been there and done that, so never fear because expert help is here!
We work with lenders who are happy to deal with freelancers, contractors and self-employed applicants. They look past your accountant’s assessment and take a much broader view on the financial picture of your career and business. Focus on building your business empire and let us take the stress out of the mortgage process by handling it all for you. We could save you time and money too.
Click here to use our handy Mortgage Calculator to get an idea of what you might be able to borrow. Our calculator provides a guide to monthly payments but does not guarantee eligibility. So, to get the whole picture and really understand the best rates available to you, we’d recommend having a chat with one of our expert mortgage advisers on 0203 195 1982.
Phone our team on 0203 195 1982 to arrange an appointment at your convenience. Or you can book an appointment online by clicking here.
If you’d like to see our faces in real life, you’re very welcome to pop by our lovely offices (we’ll put the kettle on). Alternatively, we can come to your home, workplace or even your favourite coffee shop to meet with you. Whenever and wherever suits you, we’ll be there!
We’re experts on the government’s Help to Buy scheme and our team can demystify this for you and help you work out if you could benefit from it.
Shared ownership offers you the chance to buy a share of your home (between 25% and 75%) and pay rent on the remaining share. Later on, you could buy more or even 100% of the shares. The equity Share scheme enables purchasers to buy a new build home with the help of an equity loan from the government, so you’ll only need to raise a 5% deposit, with a 75% mortgage (or 55% in Greater London) making up the rest. Have a read of our easy guide to the Help to Buy: Equity Share scheme here.
We understand that the process might seem a bit overwhelming. Fear not! We’re here to help.
Once we’ve agreed on a mortgage product, we’ll then manage the entire process right until the end and you’ll be personally looked after by dedicated professionals who’ll keep you regularly updated.
This? Oh that’s just your shiny new mortgage. Now you can continue with your life as a homeowner safe in the knowledge that we’ll be there for you no matter what.
Whether you want to renew, remortgage or obtain an additional mortgage, we’re always only one call away. We don’t just end our relationship once the deal’s done, we’ll keep in gentle contact and will continue to be there for you should you need any advice.
Book an appointment online - fast and fuss free.
“As a self-employed couple we really value the extra mile Heron go to find the best deals. I am always recommending Heron to friends & family!”
We’re fully regulated by the Financial Conduct Authority, the UK’s independent financial regulatory body. Our brokers are fully qualified and backed by a team of experts in compliance and case management. Exceptional financial guidance and not a cowboy in sight (yeehaw).
Furthermore, we’re part of the PRIMIS Mortgage Network, who provide extensive financial knowledge and expertise and whose comprehensive lender panel gives us access to market-leading mortgage exclusives that you can’t find elsewhere.
While we don't typically charge a broker fee, we reserve the right to charge a fee of up to £999 dependent on the amount of research and administration that is required.
The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.
Your home may be repossessed if you do not keep up repayments on your mortgage.