t - +44 (0)203 195 1982
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Having a mild panic because you’re self-employed and want to buy a home? Well we’ve been there and done that, so never fear because expert help is here!

We work with lenders who are happy to deal with freelancers, contractors and self-employed applicants. They look past your accountant’s assessment and take a much broader view on the financial picture of your career and business. Focus on building your business empire and let us take the stress out of the mortgage process by handling it all for you. We could save you time and money too.

Start your journey...


Show me the money

Click here to use our handy Mortgage Calculator to get an idea of what you might be able to borrow. Our calculator provides a guide to monthly payments but does not guarantee eligibility. So, to get the whole picture and really understand the best rates available to you, we’d recommend having a chat with one of our expert mortgage advisers on 0203 195 1982.
You can also get an idea of sold house prices and current estimated values of any UK property by clicking here.


Give us a call

Phone our team on 0203 195 1982 to arrange an appointment at your convenience. Or you can book an appointment online by clicking here.
Or, if you’d like to see our faces in real life, you’re very welcome to pop by our lovely offices (we’ll put the kettle on). Alternatively, we can come to your home, workplace or even your favourite coffee shop to meet with you. Whenever and wherever suits you, we’ll be there!

Heron Financial, mortgage brokers, insurance specialists, UK, London, Home Counties, England

Let’s get to know each other

Prior to our meeting we’ll let you know exactly what documents you’ll require. During our meeting we’ll chat with you about your lifestyle, your aspirations and what options best suit your very individual circumstances and needs.
Then we’ll walk you through the whole process, so you know exactly what to expect. We want you to feel confident, happy and well looked after.

Heron Financial, mortgage brokers, insurance specialists, UK, London, Home Counties, England

We’ll do the hard work

Running your own business can be stressful enough without the added hassle of trying to get a mortgage.
We’ve got a huge amount of experience with self-employed individuals. Whether you’re a contractor, sole trader, director of a Ltd business or a partner in a law firm – we understand your income structure and are best placed to help you. Moreover, once we’ve agreed on a mortgage product, we’ll then manage the entire process right until the end.

Heron Financial, mortgage brokers, insurance specialists, UK, London, Home Counties, England

You officially have a mortgage

Now you can continue with your life as the next Richard Branson or Elon Musk safe in the knowledge that we’ll be there for you no matter what.
Whether you want to renew, remortgage or obtain an additional mortgage, we’re always only one call away. We don’t just end our relationship once the deal’s been done, we’ll keep in gentle contact and will continue to be there for you should you need any advice.

Heron Financial, mortgage brokers, insurance specialists, UK, London, Home Counties, England

Help to buy

We can also provide you with advice on the government’s Help to Buy: Shared Ownership scheme which offers you the chance to buy a share of your home (between 25% and 75% of the home’s value) and pay rent on the remaining share. Later on, you could buy bigger shares when you can afford to.
Call us on 0203 195 1982 to find out more, or check out the official government website by clicking here.

It's important to check your credit report before applying for a mortgage application. Check yours online quickly and easily by clicking here.

* Please be aware that by clicking onto the above link you are leaving the Heron Financial Ltd website. Please note that neither Heron Financial Ltd or First Complete Ltd are responsible for the accuracy of the information contained within the linked site accessible from this page.

Book an appointment online - fast and fuss free. Click here.

We have a duty of care to ensure that all our mortgage clients fully understand the importance of protection, taking a moment to check that in the eventuality of income vulnerability or unforeseen illness, you and your family have adequate cover to protect such circumstances which, as we all know, sadly do arise. To discuss your options please call us on 0203 195 1982 or find out more here.

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