Remortgaging

Fancy taking advantage of new rates and products? Of course you do, you savvy home owner you! Perhaps you just want to change lenders or need a mortgage that works better with your new or changing life circumstances?

Remortgaging can help you save money, adapt your existing home, raise money or consolidate debts. It’s not always easy to do if you want to borrow a small amount, have become self-employed or need to borrow a high percentage of your properties value. We’re here to provide you with reassuringly professional advice, whilst finding you the perfect mortgage for your unique situation and objectives.

Start your journey...

1

Show me the money

Click here to use our handy Mortgage Calculator to get an idea of what you might be able to borrow. Our calculator provides a guide to monthly payments but does not guarantee eligibility. So, to get the whole picture and really understand the best rates available to you, we’d recommend having a chat with one of our expert mortgage advisers on 0203 195 198.

You can also get an idea of sold house prices and current estimated values of any UK property by clicking here.

2

Give us a call

Phone our team on 0203 195 1982 to arrange an appointment at your convenience. Or you can book an appointment online by clicking here.

Or, if you’d like to see our faces in real life, you’re very welcome to pop by our lovely offices (we’ll put the kettle on). Alternatively, we can come to your home, workplace or even your favourite coffee shop to meet with you. Whenever and wherever suits you, we’ll be there!

Heron Financial, mortgage brokers, insurance specialists, UK, London, Home Counties, England
3

Let’s get to know each other

Prior to our meeting we’ll let you know exactly what documents you’ll require. During our meeting we’ll chat with you about your lifestyle, your aspirations and what options best suit your very individual circumstances and needs.

Then we’ll walk you through the whole process, so you know exactly what to expect. We want you to feel confident, happy and well looked after.

Heron Financial, mortgage brokers, insurance specialists, UK, London, Home Counties, England
4

We’ll do the hard work

There are many different reasons why you might look to remortgage. For example, you might wish to shorten the mortgage term, reduce your monthly payments, maximise upon the increased value of your property, borrow more for home improvements or to buy a second property.

Whatever your specific remortgage situation, our access to a comprehensive panel of lenders enables us to provide a bespoke solution that will meet your personal needs. Once we’ve agreed on a mortgage product, we’ll then manage the entire process right until the end.

Heron Financial, mortgage brokers, insurance specialists, UK, London, Home Counties, England
5

You officially have a new mortgage

Now you can continue with your life safe in the knowledge that we’ll be there for you no matter what.

Whether you want to renew, remortgage or obtain an additional mortgage, we’re always only one call away. We don’t just end our relationship once the deal’s been done, we’ll keep in gentle contact and will continue to be there for you should you need any advice.

Heron Financial, mortgage brokers, insurance specialists, UK, London, Home Counties, England
6

Help to buy

We can also provide you with advice on the government’s Help to Buy: Shared Ownership scheme which offers you the chance to buy a share of your home (between 25% and 75% of the home’s value) and pay rent on the remaining share. Later on, you could buy bigger shares when you can afford to.

Call us on 0203 195 1982 to find out more, or check out the official government website by clicking here.

It's important to check your credit report before applying for a mortgage application. Check yours online quickly and easily by clicking here.

* Please be aware that by clicking onto the above link you are leaving the Heron Financial Ltd website. Please note that neither Heron Financial Ltd or First Complete Ltd are responsible for the accuracy of the information contained within the linked site accessible from this page.

Book an appointment online - fast and fuss free. Click here.

We have a duty of care to ensure that all our mortgage clients fully understand the importance of protection, taking a moment to check that in the eventuality of income vulnerability or unforeseen illness, you and your family have adequate cover to protect such circumstances which, as we all know, sadly do arise. To discuss your options please call us on 0203 195 1982 or find out more here.

For anything else, give us a call*, drop us an email or pop in for a cup of tea or learn more here or book an appointment here.

+44 (0)203 195 1982

info@heronfinancial.co.uk

134 High Street, Rickmansworth, WD3 1AB

*Your call may be monitored or recorded for quality assurance purposes or to gather customer data that enables us to provide a better and more tailored service. The information may also be used for marketing purposes to identify market trends, evaluate staff performance, resolve disputes and improve the customer experience.