Whether you’re a first-time landlord, adding to your portfolio, or thinking about renting out your current home, you will need to obtain a buy-to-let (BTL) mortgage.
BTL’s are a tricky beast, but as seasoned experts we can confidently guide you through the process. Buy-to-let mortgages are assessed on how much rent your property can generate compared to the cost of the mortgage itself. Most lenders will require you to have a minimum salary and typically you will be required to cover at least 20% of the deposit. Interest rates, arrangement fees and conveyancing fees can also be higher, so why not let us navigate this minefield for you?
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We charge a broker fee of between £499 and £999, payable on application. The amount we will charge is dependent on the amount of research and administration that is required.
The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Click here to use our handy Mortgage Calculator to get an idea of what you might be able to borrow. Our calculator provides a guide to monthly payments but does not guarantee eligibility. So, to get the whole picture and really understand the best rates available to you, we’d recommend having a chat with one of our expert mortgage advisers on 0203 195 198.
You can also get an idea of sold house prices and current estimated values of any UK property by clicking here.
Phone our team on 0203 195 1982 to arrange an appointment at your convenience. Or you can book an appointment online by clicking here.
Or, if you’d like to see our faces in real life, you’re very welcome to pop by our lovely offices (we’ll put the kettle on). Alternatively, we can come to your home, workplace or even your favourite coffee shop to meet with you. Whenever and wherever suits you, we’ll be there!
Prior to our meeting we’ll let you know exactly what documents you’ll require. During our meeting we’ll chat with you about your lifestyle, your aspirations and what options best suit your very individual circumstances and needs.
Then we’ll walk you through the whole process, so you know exactly what to expect. We want you to feel confident, happy and well looked after.
Whether you’re an experienced or first-time landlord we can provide you with exceptional support. We’re accomplished in securing mortgages for both buy-to-let and limited company buy-to-lets.
Once we’ve agreed on a mortgage product we’ll then manage the entire process right until the end. You’ll be personally looked after by dedicated professionals who’ll keep you regularly updated each step of the way.
Now you can continue with your life as a landlord safe in the knowledge that we’ll be there for you no matter what.
Whether you want to renew, remortgage or obtain an additional mortgage, we’re always only one call away. We don’t just end our relationship once the deal’s been done, we’ll keep in gentle contact and will continue to be there for you should you need any advice.
We can also provide you with advice on the government’s Help to Buy: Shared Ownership scheme which offers you the chance to buy a share of your home (between 25% and 75% of the home’s value) and pay rent on the remaining share. Later on, you could buy bigger shares when you can afford to.
Call us on 0203 195 1982 to find out more, or check out the official government website by clicking here.
We have a duty of care to ensure that all our mortgage clients fully understand the importance of protection, taking a moment to check that in the eventuality of income vulnerability or unforeseen illness, you and your family have adequate cover to protect such circumstances which, as we all know, sadly do arise. To discuss your options please call us on 0203 195 1982 or find out more here.
+44 (0)203 195 firstname.lastname@example.org
134 High Street, Rickmansworth, WD3 1AB
*Your call may be monitored or recorded for quality assurance purposes or to gather customer data that enables us to provide a better and more tailored service. The information may also be used for marketing purposes to identify market trends, evaluate staff performance, resolve disputes and improve the customer experience.