Mortgages

Insurance

t - +44 (0)203 195 1982
e - info@heronfinancial.co.uk

Mortgages +

Insurance +

Landlords

Whether you’re a first-time landlord, adding to your portfolio, or thinking about renting out your current home, you’ll need to obtain a buy-to-let (BTL) mortgage.

BTL’s are a tricky beast, but as seasoned experts we can confidently guide you through the process. Buy-to-let mortgages are assessed on how much rent your property can generate compared to the cost of the mortgage itself. Most lenders will require you to have a minimum salary and typically you will be required to cover at least 20% of the deposit. Interest rates, arrangement fees and conveyancing fees can also be higher, so why not let us navigate this minefield for you?

1

Show me the money

Click here to use our handy Mortgage Calculator to get an idea of what you might be able to borrow. Our calculator provides a guide to monthly payments but does not guarantee eligibility. So, to get the whole picture and really understand the best rates available to you, we’d recommend having a chat with one of our expert mortgage advisers on 0203 195 1982.

2

Show me the money

Phone our team on 0203 195 1982 to arrange an appointment at your convenience. Or you can book an appointment online by clicking here.

If you’d like to see our faces in real life, you’re very welcome to pop by our lovely offices (we’ll put the kettle on). Alternatively, we can come to your home, workplace or even your favourite coffee shop to meet with you. Whenever and wherever suits you, we’ll be there!

3

We'll do the hard work

We understand that the process might seem a bit overwhelming. Never fear! We’re here to help.

Once we’ve agreed on a mortgage product, we’ll then manage the entire process right until the end and you’ll be personally looked after by dedicated professionals who’ll keep you regularly updated.

4

You officially have a mortgage

This? Oh that’s just your shiny new mortgage. Now you can continue with your life as a homeowner safe in the knowledge that we’ll be there for you no matter what.

Whether you want to renew, remortgage or obtain an additional mortgage, we’re always only one call away. We don’t just end our relationship once the deal’s done, we’ll keep in gentle contact and will continue to be there for you should you need any advice.

Book an appointment online - fast and fuss free.

Click to book an appointment

“Efficient, understanding and professional. I have been given across the board incredible customer service every step of this process."

Lauren Elphick, Trustpilot

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