Mortgages

Insurance

t - +44 (0)203 195 1982
e - info@heronfinancial.co.uk

Mortgages +

Insurance +

First Time Buyers

The days of dressing-up in a suit and staring at the face of your local bank manager, whilst gulping down weak tea and hoping that your mortgage will be approved, are long gone.

Googling your way through a mortgage application can be just as exhausting, even for the most seasoned of home buyers. Why spend your evenings and weekends attempting to decipher the mortgage process, whilst doing battle with endless forms, when you can have a friendly broker do it all for you?

1

Show me the money

Click here to use our handy Mortgage Calculator to get an idea of what you might be able to borrow.

Our calculator provides a guide to monthly payments but does not guarantee eligibility. So, to get the whole picture and really understand the best rates available to you, we’d recommend having a chat with one of our expert mortgage advisers on 0203 195 1982.

2

Give us a call

Phone our team on 0203 195 1982 to arrange an appointment at your convenience. Or you can book an appointment online by clicking here.

Or, if you’d like to see our faces in real life, you’re very welcome to pop by our lovely offices (we’ll put the kettle on). Alternatively, we can come to your home, workplace or even your favourite coffee shop to meet with you. Whenever and wherever suits you, we’ll be there!

3

Help to Buy and Shared Ownership

We’re experts on the government’s Help to Buy scheme and our team can demystify this for you and help you work out if you could benefit from it.

Shared ownership offers you the chance to buy a share of your home (between 25% and 75%) and pay rent on the remaining share. Later on, you could buy more or even 100% of the shares. The equity Share scheme enables purchasers to buy a new build home with the help of an equity loan from the government, so you’ll only need to raise a 5% deposit, with a 75% mortgage (or 55% in Greater London) making up the rest. Have a read of our easy guide to the Help to Buy: Equity Share scheme here.

4

We’ll do the hard work

We understand that the process might seem a bit overwhelming. Never fear! We’re here to help.

Once we’ve agreed on a mortgage product, we’ll then manage the entire process right until the end and you’ll be personally looked after by dedicated professionals who’ll keep you regularly updated.

5

You officially have a mortgage

This? Oh that’s just your shiny new mortgage. Now you can continue with your life as a homeowner safe in the knowledge that we’ll be there for you no matter what.

Whether you want to renew, remortgage or obtain an additional mortgage, we’re always only one call away. We don’t just end our relationship once the deal’s done, we’ll keep in gentle contact and will continue to be there for you should you need any advice.

Book an appointment online - fast and fuss free.

Click to book an appointment

"Perfect service for first time buyers, it was so calming to have someone so knowledgeable and consistent with us throughout every stage!"

James Robinson, Trustpilot

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